MEL Coverage

The MEL through its affiliated JIFs provides comprehensive coverage, including property, automobile, general liability, workers compensation, public officials liability and employment practices liability. Coverage terms are outlined in the “Policy and Procedures Manual” that is distributed to each member annually.

Coverage questions may be addressed to local risk managers or to the MEL’s Underwriting Manager, Joseph Hrubash at 973-659-6577 or This email address is being protected from spam bots, you need Javascript enabled to view it .

Certificates of Insurance, Automobile Insurance ID cards and Workers Compensation Posting Notices can be requested from This email address is being protected from spam bots, you need Javascript enabled to view it  or faxing a request to 732-736-5274.

Coverage bulletins addressing frequently asked questions are periodically issued by the MEL. Click below for downloadable versions of these bulletins.
 

2010 Downloadable Bulletins

• 10-01 2010 MEL Coverage Bulletins
• 10-02 Property and Casualty Renewal Overview
• 10-03 Excess Property/Boiler and Machinery Program
• 10-04 Excess Worker's Compensation
• 10-05 Excess Liability and Excess Public Officials/Employement Liability
• 10-06 Non-Owned Aircraft Liability
• 10-07 Member JIF Crime Coverage and MELJIF Excess Crime Coverage
• 10-08 Fireworks Displays/Amusement Ride Requirements
• 10-09 Skateboard Facilities Guidelines and Coverage Requirements
• 10-10 Vacant/Unoccupied, Rehabilitaions, Builder's Risk, Newly Acquired Reporting Requirements
• 10-11 MELJIF Property and Boiler & Machinery Claim Reporting   ***BOILER HOTLINE***
• 10-12 Procedure for requesting Certificates of Insurance
• 10-13 Directors & Officers Liability for Fire Companies/EMS Units
• 10-14 Quasi Entity - Optional Coverage Available
• 10-15 2010-2011 Employment Practices Liability (EPL) Program NJPHA
• 10-15 2010-2011 Employement Practices Liability (EPL) Program
• 10-16 Excess Liability - Optional Limits Available
• 10-17 Excess POL/EPL - Optional Limits Available
• 10-18 Employed Attorney (Full Time Only) - Optional Professional Liability Coverage
• 10-19 Business Improvement/Special Improvement Districts and District Management Corporation
• 10-20 Excess Worker's Compensation Coverage - Use of Aircraft for Municipal Business
• 10-21 "All Terrain Vehicle" Parks - Coverage Restriction Liability
• 10-22 Paintball Liability - Coverage Restriction Liability
• 10-23 TULIP Program
• 10-24 U.S. Census
• Certificate of Insurance - NJUA JIF only

• Exposure Change Form