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Municipal Excess Liability Joint Insurance Fund
Since 1985, the MEL system has become one of the most successful shared services programs in the state's history - saving New Jersey taxpayers over $835 million to date. The MEL is a governmental entity that provides excess insurance and services to 19 local Joint Insurance Funds (JIFs) representing over 60% of all local governments in New Jersey. The membership includes 384 municipalities, 73 utility authorities, and 88 housing authorities. With an annual budget of $182 million and a statutory surplus of $120 million, New Jersey's MEL system is the largest governmental property/casualty risk pool in the country.
NEW! 2010-2011 Employment Practices Risk Control Program (click here) NEW! 2009-2010 Elected Official Seminar Dates! (click here) NEW! Sustainable Energy Joint Meeting (SEM)- (www.njsem.org) NEW! 2010 NJ Chief of Police Association Risk Management Seminar Registration (click here) ONLINE RESOURCES Automobile Safety: Two videos
Community Safety Leadership: Training for elected officials including a video Coverage Issues: Policy bulletins issued by the MEL Claim Filing: Report claims online Crossing Guard Safety: Training for crossing guards including a video Employment Practices: Model policies and procedures and training video Fire Service: Guidlines for firefighter phsyical examinations Public Notices: All current notices from the MEL including Bids and RFQs Safety Orientation: Three safety videos for new employees Safety Training: On-line registration for the MEL's 1200 employee safety classes. Storm Water Management: Training videos to comply with NJDEP regulations Video Library (members only): 15 online videos and access to another 500 videos Workers Compensation: Techniques to control workers compensation costs
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