Municipal Excess Liability Joint Insurance Fund

Since 1985, the MEL system has become one of the most successful shared services programs in the state's history - saving New Jersey taxpayers over $835 million to date.  The MEL is a governmental entity that provides excess insurance and services to 19 local Joint Insurance Funds (JIFs) representing over 60% of all local governments in New Jersey. The membership includes 384 municipalities, 73 utility authorities, and 88 housing authorities.  With an annual budget of $182 million and a statutory surplus of $120 million, New Jersey's MEL system is the largest governmental property/casualty risk pool in the country.

NEW! 2010-2011 Employment Practices Risk Control Program (click here) 

NEW! 2009-2010 Elected Official Seminar Dates! (click here)

NEW! Sustainable Energy Joint Meeting (SEM)- (www.njsem.org)

NEW! 2010 NJ Chief of Police Association Risk Management Seminar Registration (click here)

 ONLINE RESOURCES

Automobile Safety:  Two videos

Community Safety Leadership:  Training for elected officials including a video

Coverage Issues: Policy bulletins issued by the MEL

Claim Filing:  Report claims online

Crossing Guard Safety:  Training for crossing guards including a video

Employment Practices:  Model policies and procedures and training video

Fire Service: Guidlines for firefighter phsyical examinations

Public Notices:  All current notices from the MEL including Bids and RFQs

Safety Orientation: Three safety videos for new employees

Safety Training:  On-line registration for the MEL's 1200 employee safety classes. 

Storm Water Management:  Training videos to comply with NJDEP regulations

Video Library (members only):  15 online videos and access to another 500 videos

Workers Compensation:  Techniques to control workers compensation costs