Municipal Excess Liability Joint Insurance Fund:
Since 1985, the MEL system has become one of the most successful shared services programs in the state's history - saving New Jersey taxpayers over $1 billion to date. The MEL is a governmental entity that provides excess insurance and services to 19 local Joint Insurance Funds (JIFs) representing over 60% of local governments in New Jersey including 383 municipalities, 74 utility authorities, and 90 housing authorities. With an annual budget of $200 million and a statutory surplus of over $100 million, New Jersey's MEL system is the largest municipal property/casualty risk pool in the country.
NEWS and Recent Additions: 
Banking and Insurance Commissioner Kenneth Kobylowski to keynote annual MEL & MRHIF Educational Seminar, Friday April 17: (Click here) for agenda and registration form for the annual MEL & MRHIF Educational Seminar at the National Conference Center at the East Windsor Holiday Inn. Continuing Education credits are available for CFO/CMFO, Clerks, Public Works, Insurance Producers, Purchasing Agents, Accountants, Lawyers, TCH Water Supply, Wastewater, RPPO and QPA.
Super Storm Sandy Scheduling Order:
(Click here) to access a memorandum on the scheduling order to finalize the remaining claims from Super Storm Sandy.

Elected Officials Seminars:
(Click here) to access a list of Elected Officials Seminars scheduled around the State.

Online Elected Officials Training:
The MEL has made this training available online for elected officials, municipal manager/administrator, authority commissioners and/or authority executive directors to earn the  $250 credit. To receive credit, the program must be completed by June 1, 2015. (Click here) for instructions on how to access the online training.

Emergency Restoration Services:
(Click here) to access a white paper, drafted by the Morris JIF, on the legal requirements to contract for emergency restoration services.
Legal Decision Library:
(Click here) to access the MEL's expanded legal decision library covering important court decisions concerning employment practices, ethics, tort claims, workers' compensation and the open public meetings act.  
Model Resolution Adopting a Sports Related Concussion Protocol

(Click here) for a model resolution concerning a model youth sports injury protocol developed jointly with the NJ Brain Injury Alliance. 

Management Webinars:

(Click here) to view eight new recorded management webinars including a risk management orientation for local officials, an orientation for new JIF Commissioners, a webinar on Workers' Compensation, a webinar on Title 59 Liability, a program on public officials and employment practices liability, a training program on environmental liability, a model Local Officials Ethics course, and a program on preventing pedestrian accidents.
2015 MEL Safety Institute:
(Click here) to access the 2015 MEL Safety Institute course listing.

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