Municipal Excess Liability Joint Insurance Fund:

Since 1985, the MEL system has become one of the most successful shared services programs in the state's history - saving New Jersey taxpayers over $1 billion to date.  The MEL is a governmental entity that provides excess insurance and services to 19 local Joint Insurance Funds (JIFs) representing over 60% of local governments in New Jersey including 385 municipalities, 71 utility authorities, and 88 housing authorities.  With an annual budget of $200 million and a statutory surplus of over $100 million, New Jersey's MEL system is the largest municipal property/casualty risk pool in the country.

NEWS and Recent Additions:

**Please note the fund office has moved!** Please send any correspondence to our new address:

Municipal Excess Liability Joint Insurance Fund
9 Campus Drive - Suite 16
Parsippany, NJ 07054

Model Police Promotional Ordinance:
(Click here) to access the new model police promotional ordinance.

Sports Concussion:
(Click here) to access a online sports concussion training program for coaches, referees and parents.

NJ MEL ONLINE HELP:
(Click here) to access the NJ MEL HELPLINE where you can speak directly to employment law attorneys and find other valuable HR resources.  To enroll, call 415-817-1611 or Email This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Model Ethics Training
(Click here) to access the new model ethics training course for public officials, appointees and senior managers.

Public Officials and Employment Practices Liability:
(Click here) for the 2012-2013 Employment Practices Risk Control Program.  Members have until June 30, 2012 to update their program to remain eligible for the premium and deductible incentives.